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HomeMy WebLinkAboutDeed - Richard & Carol Galvan - 8215 Plumb Lake Drive, Houston, TX 77095 4 • a • :r 84,iG:0p6'3 CDOT �J �►^St-Trt(�. 4/ 00268000 J88'7661 nM RETURN TO: 006-72-C946 COMMONWEALTH MORTGAGE CORPORATION 2223 WEST LOOP SOUTH HOUSTON, TEXAS 77027 42/44/115 40284E57 Jee744 1 $ 1.40 ATTN: LESLIE THOMSON f pm,am:.nos uytw16....4Dew '" ... :P tog„TRUST 19 5 23Th D 4"S44 c x�'t1' ' „19 7 G'e°eIPf rt•f'ANk'ec''i 4YVi iw t. I!•:"Y•Utlk1A•>Y C;ikmile. ):'f3 onfteb 2/.2.3..WTIIT-td()r...g. ' oU'g'!'tlil tkIWN•,•IT61y whaes addreu 4 / 1, ^ vd ' ,��NH'6i14114rb"N'6•KYd�i'6 "4Wilial A'tloi (• • 'Dula').Ms beneficiary t �'w,,.L .i�. .A"ib'b%48 °( r>e�rrr rya';r and whose addrw 4 9 BAr e5 1b�'d"�'p�°aipaitruma'' liwriti ttt��l viwrrtuatt•ixib..11.4.�tir'�•ica °'r")• :,,Donn (U�.S.�$ k O f 1¢4.4 r,0,9..).Tis debt I evidenced by Borrower's note dated the urns date as this Seaulty�(�N9n")'}1�ptu Ile.for monthly paymeou,with the full debt,If not paid earlier.due and payable on-..ii A T Is Security b strumem secures to Lender:(a)the repayment of dr debt evidenced by the Now,with laietmt,and all renewals,ateoaloas and modifica- tions;(b)the payment of all other sums;with Iatereet,advanced wider paragraph 70,protect the oecurlty of this Security nu Inumem;and(c)the performance of Borrower's covenants and agreements under this Security instrument and the Note. Por this purpose,Borrower drew.b)y rants and Conveys to Trustee,In trust,with power of sale,the following described property located le N AR K II D County,Taus: LOT IIITT-TWO (52), II BLOCK 'IPTT-l0UR (54) 07 COPPIRFIELD NIDDLEOATI VILLAGE, ,SECTION.TWO.(2),,A SUBDIVISION IN'NARRIS COUNTY, TEXAS, ACCOlDING TO TYI.ItAI.01 PLAT'THIREO/, RECORDED IN VOLUME 304, PAGE 74' 01 THE MAP RECORDS OF BARRIS COUNTY,' TEXAS. V1 M m . �W W v b �T LO �V, E3 c v S • wbja has eye addre a 8215 !LUXE.LARI DRIVE HOUSTON• Texas 77095 r ' r; ,., ri.fir r l e' ti ' '(( property A4dny jti ,`i'I+.t il. ,�� y f+': 4 ,tiLta 7k,! , T 1 V.- �„y1}�r � ° N. �,i.•t• t ., Y Fc.,:: � rise' •�.r..4�Y,`o#�? rY J''f y f ti 4• , y 3,• t ' rir:r. Tce.s Zia'Wrist all the hmptovemeop 001Y or 1•' r y t-t. h rT ir•� r. Y �..' royalties,mimral,ol!"andoa rare property,and all euiaiem t{ appu+seoanees; • pa rigid end peodti,r+'aeer dglai'aed nod and all Gana now or hereafter a • to and additions}ball also►e,., by.W • . Irratturwot.5A4 of,the$otegoi g la mmaenad °Boallow[l COvt>t� that floe p e{k r.� "�he j Wait '"d»� r.1i` +~'r ems' .. CO"vey ch°Property. 0 a�Property is wmeoamnbered,4toept ki encuiabrinat:4(IDcoed ' defend. !¢tatit.,u ' ortuwe(watnttn '. �- t't.1 n•'Y ) E',•a' 4.4F, vt a Mt7 94"Mond lr Tito aacltir7r irtn}tntl aapbinee,mlIo ooevenaab �•> 'I�r 4N%�c,,1'•�,,, oar, , Tr by Jurisdiction b oo jLnse use and per!). ire oa vsesents with limbed ' - .did o ,Y:'t. st,� " bi,u3 at7oow is ty.,."- '.y) j 4��3 't'+,r 4 h `, I 3' 7 S' .ITI. 0O6-T2-C.94T UNIFORM COVENANTS, Borrower and Lender covenant and ape.as follows: 1. Paysat of Principal sad(abeam;Prepayment mod Lam Chow. Borrower shall l the principal of and interest oo the debt evidenced by.the Nab and any prepayment and latecharges due under r y when due 2. Funds for Taxes am(Iaesraaee, Subject toy due under the Note. to Lender ova the daymonthlyunerapplicable law or tog written waiver by Lender,Borrower shall pay r? one-twelfth of:(a) early tn and payments which�m Note,taainthe Nob b paid In full,a sum("Funds")equal to leasehold payments or ground rents on the y priorityh andove this Security Instrument;(b)yearly r, mortgage insurance Property,at. U any;(a) Itemearly hazard Insurance premiums; and(d)earl ,. buffs of current data and �If any,These item an called"escrow Items."Lender may estimate the Funds due on the tYaionabla estimates of future escrow items, The Funds thall be held In an institution the deposits or accounts of which are insured or guaranteed by a federal or &tete Lender y nee champ for holding Lender sIs Lender such an institution). escrow Lender shall apply the Funds to pay the Items. Lender pays Interest on the Funds pplying sFunds,�yting the account or verifying the escrow Items unless Lender may apes Borrower writingthat interest eFu shall andapplicable law permits Lender to make such a charge.Borrower and Lender interest may ge In paid, shall not be paid on the Funds. Unleu an agreement Is made or applicable law "' shallu ve required to payBorrower any Interest or earningson the Funds.Lender r' NBorrower,without charge,an annual accounting of the Funds allowing credits and debits to the Funds and the f purpose for which each debit to the Funds was made.The Funds are pledged as additional security for the sums secured by f this Security Instrument, r. If the amount of the Funds held by :: he due dates of else escrow Items, with future monthly payments of Funds payable prior to J t due e option,h shall exceed the amount required to pay the escrow Items when due,the excess shall be, amounto of the option, either promptly repaid to Borrower or c��to Borrower as monthly payments of Funds.If the 1 ,.,..- amount of the Funds cisto heldke up the is not sutlktant to pay the escrow items when due,Borrower shall pay to Lender any • deficiency In one or more payments as required by Lender, Upon payment In full of all auras secured by this$ecurlty Instrument,Lander shall - any Funds held by Lender.If under paragraph 19 the Property Is sold or acquired promptly shall apply,Borrower :t hen Immediately prior to the sale of the Property or Its uisitiom Lander,Lender shall no later application as a creditSecurity by Lender,any Panda Mid by Lends at the time of J. Agilleat{om et against the rums secured by this Instrument, Papooses. Unless paragraphs I and 2 shall be applied:Ant,to late c ges due under the N��a,to ymenu ent chargesa by Lendere underunder Note;third,to amounts payable under paragraph 2;fprepayment due the 6. (Amgen Lima. Borrower shallfourth,as Interest dues,and last,to principal andmp due.it Property which mayattain pay taxes, charges,easAna impositions attributablerents, to the Borrower shall priority over this Security Instrument,and leasehold payments or Pay these obligations in the manner provided Innotgroundue, orro If hall pay them on time directly to the person owed payment.Borrower paragraphhall promptlY m�to that all notices of amountls to be paid under this paragraph.If Borrower makes these payments directly, - receipts evidencing the payments. Borrower shall promptly furnbh to Lender Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower:(a) g rem in writing to the payment of the obligation secured 'ai th the lien by,or defends by n,l lien In•timing, epbnle Lander,(b)ranters In geld xevent the enforcement of the Ilea or forfeiture of�lien I0etal poperty;or which in the Lender's Y part of theuraopinion operate to agreement satisfactory to Lender subordinating the lien to this SecurityP Property; (c),If Lender detrom terminess that anhe holder of y lien•n he Property is subject to a lien which may attain priority over this Security Instrument,Lender may give Borrower a 'mice Identifying the lien.Borrower shall satiety the lien or take one or more of the actions set forth above within 10 days if the giving of notice, S. Hazard laseramee. Borrower shalt keep the improvements now existing or hereafter erected on the Property nsured against loss by Are,hazards included within the term"extended coverage"and any other hazards for which Lender squirm insurance. This Insurance shall be maintained In the amounts and for the isurance carrier providing the insurance shall be chosen by Borrower subjectperiods a approvalhat which shall not. The •i: nreasonably withheld. to Lenders which shall be $. All insurance policies and renewals shall be acceptable to Lender and shall Include a standard mortgage ..f: ender shall have the right to hold the policies and renewals,If Lender requires,Borrower shalt clause. .f: • II receipt,of paid premiums and renewal notices.In the event ofpromptlye give to Lenderc Imes and Lender.Lender may make proofof lots Jr not madeorlon,Borrows shall give prompt notice to the Insurance •f' Unless Lender and Borrower otherwisepromptly by Bcrrowsh. f 'the Propertyagree Ini writing,insurance feasible ble and shall r' applied to restoration or repair damaged U the restoration or repair b economically faslble and Lenders security is not lessened.If the storation or repair is not economically feasible or Lender',security would be lessened,the Insurance proceeds shall be et- plied to the steno secured by this SecurityIn,t grower abandons the rumen wbetha or not then due with any excess paid to Borrower.If 'erect to settle a ns en Property,or does not answer within JO days a notice from Lender that the Insurance carrier has • Lender may collect the insurance proceeds.Lender may use the proceeds to repair or restore e Property or to pay sums secured by this Security Instrument,whether or 'en the notice is given, not then due.The Ja-day period will begin Unleu Lender and Borrower otherwise agree in writing,any application of s:pone the due date of the monthly payments referred to in or changeoceeds theprincipalotshall not s or der paragraph 19 the Property b acquiredparagraphs 1 and 2 change the amount of the d,rests payments.Ifm damage to the Propertyby Lends,Borrowers right to any Insurance policies and proceeds resulting ,moment immediately prior to the acquisition shall pass to Lender to the extent of the sums secured by this Security prior to the acquisition. 6. Presenatloa mad Malateaaap of Inge the Property,allow the PropertyProperty;I Borrower shall not destroy,damage or substantially mower shall comply with to deteriorate or commit waste.If this Security Instrument is on a leasehold, i isle shall not merge unless the provisions �s of the fuse'and If Borrower acquires fee sink to the Property,the leasehold and v. 7 � o f agrees to the merge:In writing, onsets and agreements rLander�nedRight,s S IA ecurity In MortgagePropertyl Iere ts ' If Borrower fails to perform the Ider's rights in the Property(such as a proceeding in bankruptcy, proceeding a legal ndemthat may ogn enforce lalaws affect wlations).then Lender may do and pay for whatever is o oita for condemnation Propertype or to de t s he Property.Lender's anions mayM1OOuns to protect the value of the and Lender's rights - Pro,a include paying any suns secured by a lien which has priority over this Security der may take ants in court, laying reasonable attorneys'fees and entering on the Property to make regain Although Any amounts n under t graph 7,Lender does not have to do sec ,c ty Instrument.Unlessby Lender under this Dmrsgnph 7 shall become additional debt of Borrows secured by this dotty n dubsborrower and Lender agree to other terms of payment,these amounts shall bear Interest from rsemunt at the Note nu and shall be payable with interest,upon notice from Lender to Borrower date payment. a liter!,%'(?I { c." (�`�t7 . is t` f,•i,''••' "�mayyy,� ���{'.• '�9�`r::; ! .�X gat. ,tiLL'aVG a.. v,•., 5 L _.`N,~ lY it,7 VASdy'idnT'G.1T'iXJcl!' �,IF: .. . V ;a� . I A 1.. .emu u♦ .r♦ r� .. .... �-' .. ;:t... .. .(�i�'.1'. .tr.I•.:tit:l,r..•t::.u«lln rrltalr�Mvl'Lttra"t,•. I. If Lender required mortgage insurance as a condition of making the loan secured by this Security Instrument, Borrower shall pay the premiums required to maintain the insurance in effect until such time as the requirement for the Insurance terminates in accordance with Borrower's and Lender's written agreement or applicable law. a. Inspection. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shall give Borrower notice at the time of or prior to an inspection specifying reasonable cause for the inspection. �1 9. Coeldesnnatioa. The proceeds of any award or claim for damages,direct or consequential,in connection with any condemnation or other taking of any part of the Property,or for conveyance in lieu of condemnation,are hereby assigned and shall be paid to Lender. In the event of a total taking of the Property,the proceeds shall be applied to the sums secured by this Security -QI+ Instrument,whether or not then due,with any excess paid to Borrower.In the event of a partial taking of the Property, CO unless Borrower and Lender otherwise agree in writing,the sums secured by this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction:(a)the total amount of the sums secured immediately before the taking,divided by'(b)the fair market value of the Property immediately before the taking,Any balance shall be paid to Borrower. If the Property is abandoned by Borrower,or if,after notice by Lender to Borrower that the condemnor offers to make an award or settle a claim for damages,Borrower falls to respond to Lender within 30 days after the date the notice is given.Lender is authorized to collect and apply the proceeds,at its option,either to restoration or repair of the Property or to the sums secured by this Security Instrument,whether or not then due. Unless Lender and Borrower otherwise agree In writing,any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to In paragraphs 1 and 2 or change the amot of such payments. 10. Borrower Not Released; Poebsaraap By Loader Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to any successor in Interest of Borrower shall not operate to release the liability of the original Borrower or Borrower's successors In Interest. Lender shall not be required to commence proceedinp against any successor In Interest or rents/ to extend time for payment or otherwise modify amortization date aunts secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's successors in interest.Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the exercise of any right or remedy. II. Sweeerors and Amigos Boned;Jolat and Several Liability;Co-signer& The covenants and agreements of this Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower,subject to the provisions of paragraph 17.Borrower's covenants and agreements shall be joint and several.Any Borrower who co-signs this Security Instrument but does not execute the Note:(a)Is co-signing this Security Instrument only to mortgage,grant and convey that Borrower's interest in the Property under the terms of this Security Instrument;(b)is not personally oblIgated to pay the sums secured by this Security Instrument;and(c)agrees that Lender and any other Borrower may agree to extend, mcxtify,forbear or make any socommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent. 12. Lori C]argee, If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the Interest or other loan charges collected or to be collected in connection with the loan exceed the permitted limits.,then:(a)any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit;and(b)any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower.Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower.If a refund reduces principal,the reduction will be treated as a partial prepayment without any prepayment charge under the Note. 13. Legislation Affecting Leader's Rights, If enactment or expiration of applicable laws has the effect of rendering any provision of the Note or this Security Instrument unenforceable according to Its terms,Lender,al Its option, may require immediate payment in full of all sums secured by this Security Instrument and may invoke any remedies permitted by paragraph 19.If Lender exercises this option,Lender shill take the steps specified in the second paragraph of paragraph 17. 14. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mail unless applicable law requires use of another method.The notice shall be directed to the Property Address or any other address Borrower designates by notice to Lender.Any notice to Lender shall be given by fist class mail to Lender's address stated herein or any other address Lender designates by notice to Borrower.Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided In this paragraph. IS, Governing Law;Severablllly, This Security Instrument shall be governed by federal law and the law of the Jurisdiction in which the Property is located,In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law,such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision.To this end the provisions of this Security Instrument and the Note are declared to be severable. 16, Borrower's Copy, Borrower shall be given one conformed copy of the Note and of this Security Instrument. 17. Transfer of the Property or a Beneficial latareet le Borrower. If all or any part of the Pis pert or any interest in it is sold or transferred(or if a beneficial Interest In Borrower is sold or transferred and Borrower is not a natural person)without Lender's prior written consent,Lender may,at its option,require immediate payment in full of all sums secured by this Security Instrument.However,this option shall not be exercised by Lender If exercise is prohibited by federal law as of the date of this Security Itsstruttsent. If Lender exercises this option,Lender thall give Borrower notice of accekratloo.The notice shall provide a period • of not less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this Security instrument.if Borrower fails to pay these sums prior to the expiration of this period,Lender may invoke any remedies permitted by this Security lout unsent without further notice or demand oo Borrower. Ill.Borrower's Rigid to RelaWta, If Borrower meets certain canditiovt,Borrower shall have the right to have • cnforcensent of this Security instrument discontinued at any dose prior to the earlier of:(a)S days applicable law may specify for reinstatement)before sale tithe (or such other period as Security Instrument;or(b)entry of ajudgment enforcingPropertecurity y nstrument want o so.Thou emy power Iof'osale ns an that Bo in this LJ: (a)pays Lender all sums wt. then would be due under this Security Instrument and the Note had no acceleration occurred;(b)cures any default of any other covenants or apeman!,(c)pays all expenses incurred in enforcing this Security Instrument,including,but not limited to,reasonable attorneys'fees;and(d)takes such action as Lender may reasonably require to assure that the lien of this Security Instrument,Lender's rights In the • obligation to pay the sums secured by this Security Instrument shall continue unchanged.arty annsnd cementBorrow y Borrower,this Security Instrument and the obligations secured hereby shall remain fully ectiive as if no acceknt )nthad occurred.Howes..,this right to reinstate shall not apply in the cue of acceleratioe under paragraphs I)or 17. • • • • • • 1. '1J V; er. • J. r r r. • t. t' • + r u r- *. ; , #rI .. ,. .t {i1 x yt� t .5 r r s4t `n , )a ., y J IN'THE EVENT THAT ANY PORTION OF THE LIEN IS POUND NOT TO SE VALID AGAINST THE HOMESTEAD, ALL PAYMENTS UNDER THE NOTE SHALL SE FIRST APPLIED TO THAT PORTION WHICH IS DECLARED TO RE INVALID AS AGAINST THE HOMESTEAD. Non-Unmroas COVENANTS. Borrower and Lender further covenant and agree as follows: 19. Acceleration;Remedies.Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement In this Security Instrument(but not prior to acceleration under paragraphs 13 and 17 unless applicable law provides otherwise).The notice shall specify:(a)the default;(b)the action required to cure the default:(c)a date,not less than 30 days from the date the notice is given to Borrower,by which the default must be cured;and(d)that failure to cure the default on or before the date specified In the notice will result In ac- celeration of the sums secured by this Security Instrument and sale of the Property.The notice shall further Inform .4 Borrower of the right to reinstate after acceleration and the right to bring a court action to Wert the sawn-tkWence N of a default or any other defense of Borrower to acceleration and sale. If the default Is not cured on or before the date specified in the notice,Lender at Its option may require Immediate p♦ymen t in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and any other remedies permitted .-► by applicable law.Lender shall be entitled to collect all expenses incurred In paragraph 19,Including, but not limited to,reasonablepursuingoft the remedies provided In this (Q If Lender Invokes the power of sale, tee shallag fees and costs time,e pia evidence. by posting and _Lender or Trustee give notice of the place and terms of sale a I gha notice recording s hello tice ater in st 1m days prior to�as provided by applicable Lew. Lender shall mall due copy of tb hours aol 10to a.m.and 4 prescribed by applicable law.Sale shall be made at public ven- thedu Propertyp the the p.m.oa the first Tuesday In any month.Borrower authorizes Trustee to sell highest bidder for ash In one or more parcels and in any order Trustee determines.Lender or its designee may purchase the Property at any sale. Trustee shall deliver to the purchaser Trustee's deed conveying Indefeasible title to the of general warranty.Borrower covenants and agrees to defend generally the purchaser's title�rtProperty a with gainst n all claims and demands.The recitals In the Trustee's deed shall beProperty made therein.Trustee shall apply theprima fade order: (a) of the a truth of the statements In- cluding,but not limited to, ��of the sale In the fdbwinsg Orden (a)to all expenses of the sale,In- cluding,b tc)nay excess lo� Trustee's and attorneys'fees;(b)to all sums secure•I by this Security Instru- ment; d(e Property is soled pence or persons legally entitled to It. ty through Borrowere shall immediately pursuant o thi,paragraph 19,Borrower or any person bolding possession of the Proper- ty theuh surrendered,Borrower or such r possession of the Property to the purchaser at that sale.If possession 20. Lender in �soi shy be a tenant at sufferance and may be removed by writ of possession. Possession.Upon acceleration under paragraph 19 or abandorunent of the Property,Lender(In person. by agent or by judicially appointed receiver)shall be entitled;o enter upon.take possession of and manage the Property and to collect the rents of the Property Including those past due.Any rents collected by Lender or the receiver shall be first to payment of the cops of management of the Property and collection of rents,Including, applied fees,premiums on receiver's bonds and reasonable attorneys'fees,and then to the sums secured bynot liSecuritymited to,receiver's 21. Release.Upon payment of all sums this Security Instrument. m ent withal charge to Borrower, borrower shallSecurity Instrument,Lender shall release this Instru- ment Snhpltye Thule/lender,it ice o pay any recordation costs. appoint•by power of attorney or otherwise,a successor a and with a without cause,may from tints to time remove Trustee and the Property,the successor Bones.ball succeed so ail tho�dtle,po to soy Treece dudsappoi red knidbereuI p V✓utee conveyance by poses and dudes conferred tape Trwtaa herein and 1 • iY • .1-1:1, D:. I ry '. • • t I. 121 ssbro atiote.Any of the proceeds of the Note use to take up outstanding liens against all or any part of the .Property have been advanoed by Lender at Borrower's request and upon Borrower'sC. due and are secured by valid liens against the Lender shall bO representationyallrigthat p such amountss are and equities owned or claimed by any owner or of �n and debts, and,regardless'f h t liens or debts art acquired by Lender by sal outsiate ho Bent f u o of whether said liens gnment or are released by the holder thereof upon payment. 24. Partial Invaltdlty.In the event any portion of the suns intended to be secured by this Security Instrument canna be lawfully secured hereby,payments in reduction of such sums shall be applied flrat to those portions not secured hereby, 25. Waiver of Notice of Intention to Accelerate. Borrower waives the right to notice of intention to require im- mediate payment in full of all sums secured by this Security Instrument except as provided In paragraph 19, 26. Rlden to this Sec-arty Instrument.If one or more riders are executed by Borrower and recorded together with this Security Instrument,the covenants and agreements of each such rider shall be incorporated into end shall amend and supplement the covenants and agreements of this Security Instrument as if the riders)were a pan of this Security Instrument.[Check pliceble box(ea)] • .. Adjustable Rate Rider --Condominium Rider Graduated Payment Rider " ❑2-4 Family Rider Y Planned Unit Development Rider Other(s)[specify] — 006—T2—C950 27. Purchase M • Vendor's Lien; Renewal xt [Completest I The Nqto secured hereby is primarily secured bY tthe ven`door�s en tind�I a lleded of even dote herewith conveying the property to borrower, which vendor's 'ien has been ass gned to lender, this .ced ofTrust being additionalSecurity therefor. Br SIGNING Betow,Borrower accepts and agrees to the terms venants contained in this Security Instrument and in any oder(s)executed by Borrower and recorded with it. /leV4 (Seal ) CAROL GALVAN -wca. l)l) (Seal) .,,,NNmr4.,I,, -aoa..., .`,•(Par Pi/ AN S T A j E s 1yP.\r tit; t a i OM.es SOW rws tea.r«se►aws.y,.etc — J'll ). \(, 1 H THIS"s;lr4.'RgU.MA,if�Vtrn. ACKNOWLEDGED BEFORE ME ON .TAaj 5/ , /9 i7 s R1CHAtFs•(AbV�tM WIFE, CAROL GALVAN EY '`rr.u.ruu.`' MY COMMISSICITgXP R • NOTARY PUBLIC, STAOrTEXAB My Corr.nn,s:ion L.Wtea _ '-- ------— _• stare er visas *own or oceans 1 1 wain array sows tar hMA•rl...rats Y �i.S� _ - 1r are.aw.r..w a..•sal w Y.O..r..aq . _44 • a.«.................rsoaote,Y Y.a.rr ' ..,'.i 1'PIP AMY a....la Mar P.as se.t M.wY early,/..r r f.. • w r��• • 1•' FEB 6 1985 • .. • :'�f( ~' tl/• ark Noun lid • J `Sll �' r• • YYl• r. ..•l \ .. l